Travel with more peace of mind.
Plans change sometimes. Optional travel protection may help with certain prepaid travel expenses if a covered event affects your stay in North Idaho. Explore the available options and review the policy before you decide.
Optional coverage.
You decide whether to purchase protection when an eligible offer is available.
Timing matters.
Availability can depend on when you book and how soon your stay begins.
Read the details.
The insurance policy controls actual benefits, exclusions and claims.
Coverage for changing plans.
When offered and available through OwnerRez, eligible travelers can choose a standard travel protection plan or a plan with Cancel For Any Reason benefits.
Standard travel protection.
Designed for specific covered reasons that can disrupt travel before or during a trip.
- May reimburse eligible prepaid trip costs if you cancel for a covered reason.
- Some plans include benefits for covered trip interruptions and delays.
- Benefits, reimbursement limits and exclusions are specified in your policy.
Cancel For Any Reason.
Provides additional flexibility for certain cancellations outside the listed covered reasons, subject to strict conditions.
- May reimburse 60% of eligible nonrefundable costs for a qualifying non-covered cancellation.
- Must generally be purchased within 14 days of initial trip payment.
- Not available within 30 days of arrival or in certain locations.
Important. Travel protection is a separate, optional insurance product. A stay cancellation is still subject to the reservation's cancellation policy, and an insurance refund is not guaranteed. The insurer decides claims according to the purchased policy. Availability, price, terms and eligibility can vary.
A simple way to review your options.
The insurance offer, if enabled and available, is tied to your reservation. There is no one-size-fits-all checkout link on this page.
Make your booking.
When available for direct bookings, an optional insurance offer may appear in the reservation checkout.
Review the policy.
Compare plans, check your eligibility and read the coverage limits, exclusions, price and deadlines.
Choose your protection.
If eligible, opt in and complete the insurer's separate purchase process. Already booked? Contact us to ask about your booking-specific link.
Review the policy documents.
These OwnerRez and insurance-provider resources offer more detail about the program. Review the policy documents applicable to your state or province and your actual purchased plan.
Sample and summary documents are provided for reference. The final insurance contract, state-specific wording and confirmation of benefits govern purchased coverage.
Before you decide.
A few common questions about timing, reservations and the insurance process.
Is travel insurance required?
Can I purchase protection after booking?
Does travel insurance guarantee a refund if I cancel?
Who handles insurance questions and claims?
What if I am not eligible for a plan?
Have a question about your stay?
For reservation-specific insurance links or questions about your booking, send us a message. For policy interpretation or claims, contact the insurance provider directly.
Insurance information is general and does not constitute insurance advice or a binding quote. Silverwood Lodge does not determine coverage, eligibility, premium amounts, claims decisions or reimbursements. Insurance is provided by third-party insurers and subject to the governing policy and applicable laws.